Bhubaneswar, Oct 26:
The Odisha government on Friday signed a MoU with four insurance companies to implement health insurance scheme for farmers under the Biju Krushak Kalyan Yojana (BKKY).
Briefing newsmen during the signing of the agreement at the state Secretariat here, agriculture minister Debi Prasad Mishra said that scheme, aimed to benefit around 60 lakh farmer families during the current plan period, would be rolled out in first week of November by chief minister Naveen Patnaik.
The state government has selected New India Assurance Company Ltd, National Insurance Company Ltd, Reliance General Insurance Company Ltd and IFFICI-Tokio General Insurance Company Ltd, through a tender process.
The scheme would be made operational in three zones- South, Central and North. While Reliance and IFFCO Tokio have been assigned the northern zone, National and Reliance Insurance have been given the Central Zone and New India and IFFCO –Tokio would be in charge of the Southern Zone.
Pointing out that illness is a threat to the income and earning capacity of the farmer households, Mishra said raising out of pocket expenditure on medical treatment was one of the major reasons for indebtedness of their households which put the family members to distress.
To avoid such problem, the state government had decided to launch the Biju Krushak Kalyan Yojana to protect the farmers and families from health shock and also to provide them relief in the event of accident and disability, he said.
Giving details of the scheme, the minister said each farmer family will have to pay minimum premium per annum at the rate of Rs 30 for the health insurance cover of Rs1 lakh each.
The benefit will be available to five members of the family including the head of the household, his spouse and three dependents. The welfare scheme will benefit all medium, small and marginal farmers of the state, he added.
Mishra also informed that all the farm workers families engaged in agriculture activities would be treated as farmers and would be entitled to be covered under the insurance scheme.
Even the farmers covered under Rastriya Swasthya Bima Yojana can take the benefit of the state scheme, he said, adding that under the scheme, free treatment along with operation in 500 critical diseases with expenditure up to Rs 70,000 is allowed.
Inaugurating a smart card, he said that beneficiaries would be provided with the card to avail treatment facilities in the listed hospitals.
As per the provision, the treated patients would be provided with Rs 100 each towards fare charges by concerned hospital to go to their houses and the opportunities would be given maximum ten times to a farmer during treatment period for journey to the hospital.